It’s always important to become intentional with your money when you hit hard times. If you’re in a financial bind, it’s easy to get discouraged and give up. However, this is actually the time to get more focused and proactive. There are a few ways you can make this happen. Consider these three ideas to hold you over until you make it out of your financial bind.

1. Cut back on using certain utilities.
Consult your utility companies to find out if they have any financial hardship programs for those who have hit challenging times. While it really helps to have internet at home, do your research and find a cheaper option than you currently have. Get rid of cable until your financial situation changes. In the meantime, there are tons of streaming services that offer content at a fraction of the price of cable.

2. Use coupons and discount services.
Now is the time to cut back on your usual spending on fast food and unplanned purchases. Instead, cut out coupons from the local newspaper and download coupon apps to your smartphone. Purchase food that’s on sale or discounted. Preparing your food at home will save you a lot of money in the long run.

3. Sell items.
In order to start generating some income, take a look at the items you have at home. If you have a guitar that’s collecting dust in the corner, take it to a local Chicago guitar buyer. Depending on its condition, you can sell it to a buyer who’s interested.

Remember that tough times don’t last. While it is inconvenient and frustrating to be down on your luck, always remember to keep moving forward. If you need to find a Chicago Guitar Buyer, visit Chicago Gold Gallery to sell a few items and put some extra money in your pocket.